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Российские банки повышают ставки по ипотеке на фоне возможного уже предновогоднего повышения Центробанком ключевой ставки.

Альфа-банк по первичке и вторичке повысил ставки до 25.59–25.99 %, а ВТБ – до 24.7–26.4 % по программам рефинансирования и по вторичке. Газпромбанк повысил ставки по ипотечным программам по первичке до 25% годовых.

Это значит, что, беря даже на четыре года, надо будет вернуть почти в два раза больше. Строительство нового жилья скоро остановится.



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Российские банки повышают ставки по ипотеке на фоне возможного уже предновогоднего повышения Центробанком ключевой ставки.

Альфа-банк по первичке и вторичке повысил ставки до 25.59–25.99 %, а ВТБ – до 24.7–26.4 % по программам рефинансирования и по вторичке. Газпромбанк повысил ставки по ипотечным программам по первичке до 25% годовых.

Это значит, что, беря даже на четыре года, надо будет вернуть почти в два раза больше. Строительство нового жилья скоро остановится.

BY Глубокая Карелия


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In addition, Telegram's architecture limits the ability to slow the spread of false information: the lack of a central public feed, and the fact that comments are easily disabled in channels, reduce the space for public pushback. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. On Feb. 27, however, he admitted from his Russian-language account that "Telegram channels are increasingly becoming a source of unverified information related to Ukrainian events."
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