Банки вновь поднимают ставки по ипотеке. Сбербанк повысил ставки на сразу 3,5 п. п., ранее это сделали ВТБ и Альфа-банк. Теперь минимальная ставка на новостройки составляет 28,4%, а на вторичное жилье – 28,1%. Полная стоимость ипотечного кредита в Сбербанке составляет 30,3–35% для вторичного жилья и 30–34,7% для новостроек. При оформлении, например, ипотеки на новостройку за 10 млн руб. на 30 лет с минимальным первоначальным взносом 15,1% сервис «Домклик» предлагает ставку 30,2% с ежемесячным платежом в размере 217 763 руб., где 7601 руб. – основной долг, а 210 162 руб. – проценты. Итоговая переплата за 30 лет составит 44,8 млн руб.
Банки вновь поднимают ставки по ипотеке. Сбербанк повысил ставки на сразу 3,5 п. п., ранее это сделали ВТБ и Альфа-банк. Теперь минимальная ставка на новостройки составляет 28,4%, а на вторичное жилье – 28,1%. Полная стоимость ипотечного кредита в Сбербанке составляет 30,3–35% для вторичного жилья и 30–34,7% для новостроек. При оформлении, например, ипотеки на новостройку за 10 млн руб. на 30 лет с минимальным первоначальным взносом 15,1% сервис «Домклик» предлагает ставку 30,2% с ежемесячным платежом в размере 217 763 руб., где 7601 руб. – основной долг, а 210 162 руб. – проценты. Итоговая переплата за 30 лет составит 44,8 млн руб.
BY Шалтай-Бабай
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Apparently upbeat developments in Russia's discussions with Ukraine helped at least temporarily send investors back into risk assets. Russian President Vladimir Putin said during a meeting with his Belarusian counterpart Alexander Lukashenko that there were "certain positive developments" occurring in the talks with Ukraine, according to a transcript of their meeting. Putin added that discussions were happening "almost on a daily basis." Again, in contrast to Facebook, Google and Twitter, Telegram's founder Pavel Durov runs his company in relative secrecy from Dubai. What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. In a statement, the regulator said the search and seizure operation was carried out against seven individuals and one corporate entity at multiple locations in Ahmedabad and Bhavnagar in Gujarat, Neemuch in Madhya Pradesh, Delhi, and Mumbai.
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