Банки в октябре одобрили рекордные с начала года 42% заявок физлиц на выдачу кредитов наличными, следует из данных ОКБ. Последние девять месяцев уровень одобрения находился в диапазоне 33–38%. Резкий рост одобрений по итогам прошедшего месяца произошел на фоне провала по выдачам, которые падают пятый месяц подряд. В октябре банки выдали физлицам 1,94 млн кредитов наличными на 309 млрд рублей, это минимум с лета 2022 года. @banksta
Банки в октябре одобрили рекордные с начала года 42% заявок физлиц на выдачу кредитов наличными, следует из данных ОКБ. Последние девять месяцев уровень одобрения находился в диапазоне 33–38%. Резкий рост одобрений по итогам прошедшего месяца произошел на фоне провала по выдачам, которые падают пятый месяц подряд. В октябре банки выдали физлицам 1,94 млн кредитов наличными на 309 млрд рублей, это минимум с лета 2022 года. @banksta
BY Банкста
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That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future. Telegram, which does little policing of its content, has also became a hub for Russian propaganda and misinformation. Many pro-Kremlin channels have become popular, alongside accounts of journalists and other independent observers. Meanwhile, a completely redesigned attachment menu appears when sending multiple photos or vides. Users can tap "X selected" (X being the number of items) at the top of the panel to preview how the album will look in the chat when it's sent, as well as rearrange or remove selected media. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee. Telegram was founded in 2013 by two Russian brothers, Nikolai and Pavel Durov.
from sg