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🧍♂️В банке «Дом. РФ» составили портрет ипотечного заёмщика
Чаще всего в 2024 году ипотеку оформляли люди в возрасте от 30 до 40 лет. К этой возрастной группе относится каждый второй заёмщик.
Средний возраст ипотечного заёмщика — 36 лет. Около 25% ипотечных сделок заключили клиенты в возрасте 40-50 лет, 20% сделок — люди в возрасте до 30 лет, 5% сделок — заёмщики старше 50 лет.
65% заёмщиков оформляют кредит в браке, 25% — не женаты, 8% — разведены. У 50% ипотечников нет детей, 25% воспитывают одного ребёнка, 20% — двоих детей. Менее 5% кредитов пришлось на многодетные семьи.
🧍♂️В банке «Дом. РФ» составили портрет ипотечного заёмщика
Чаще всего в 2024 году ипотеку оформляли люди в возрасте от 30 до 40 лет. К этой возрастной группе относится каждый второй заёмщик.
Средний возраст ипотечного заёмщика — 36 лет. Около 25% ипотечных сделок заключили клиенты в возрасте 40-50 лет, 20% сделок — люди в возрасте до 30 лет, 5% сделок — заёмщики старше 50 лет.
65% заёмщиков оформляют кредит в браке, 25% — не женаты, 8% — разведены. У 50% ипотечников нет детей, 25% воспитывают одного ребёнка, 20% — двоих детей. Менее 5% кредитов пришлось на многодетные семьи.
The S&P 500 fell 1.3% to 4,204.36, and the Dow Jones Industrial Average was down 0.7% to 32,943.33. The Dow posted a fifth straight weekly loss — its longest losing streak since 2019. The Nasdaq Composite tumbled 2.2% to 12,843.81. Though all three indexes opened in the green, stocks took a turn after a new report showed U.S. consumer sentiment deteriorated more than expected in early March as consumers' inflation expectations soared to the highest since 1981. The channel appears to be part of the broader information war that has developed following Russia's invasion of Ukraine. The Kremlin has paid Russian TikTok influencers to push propaganda, according to a Vice News investigation, while ProPublica found that fake Russian fact check videos had been viewed over a million times on Telegram. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. WhatsApp, a rival messaging platform, introduced some measures to counter disinformation when Covid-19 was first sweeping the world. Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation.
from tw
