После публикации статистики ЦБ РФ по ипотеке за август-22 пошли публикации, что резко выросла просроченная задолженность по ипотеке. Действительно, заметно выросла и вероятно продолжит расти в будущем. Но когда говорят о "сильном росте просрочки" полезно посмотреть на показатель в динамике. Текущая доля просроченной задолженности - менее 0,5%, а абсолютный показатель "просрочки" на 15% ниже чем год назад. @reburg
После публикации статистики ЦБ РФ по ипотеке за август-22 пошли публикации, что резко выросла просроченная задолженность по ипотеке. Действительно, заметно выросла и вероятно продолжит расти в будущем. Но когда говорят о "сильном росте просрочки" полезно посмотреть на показатель в динамике. Текущая доля просроченной задолженности - менее 0,5%, а абсолютный показатель "просрочки" на 15% ниже чем год назад. @reburg
Now safely in France with his spouse and three of his children, Kliuchnikov scrolls through Telegram to learn about the devastation happening in his home country. Oh no. There’s a certain degree of myth-making around what exactly went on, so take everything that follows lightly. Telegram was originally launched as a side project by the Durov brothers, with Nikolai handling the coding and Pavel as CEO, while both were at VK. "Someone posing as a Ukrainian citizen just joins the chat and starts spreading misinformation, or gathers data, like the location of shelters," Tsekhanovska said, noting how false messages have urged Ukrainians to turn off their phones at a specific time of night, citing cybersafety. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. Asked about its stance on disinformation, Telegram spokesperson Remi Vaughn told AFP: "As noted by our CEO, the sheer volume of information being shared on channels makes it extremely difficult to verify, so it's important that users double-check what they read."
from tw
