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Самолет поделился очередной порцией мощной аналитики. Кто-то вообще на рынке кроме Самолета её делает? У кого-то есть что-то интересное, то присылайте будем смотреть, а пока слайды Самолета.
1. Консолидация рынка идёт офигенным темпом - за 5 лет больше 10%. Тут есть потенциал еще большего роста консолидации. 2. Рост иглы ипотечного одобрения за пять лет более 25%. Думаю тут пик доли ипотеки. 3. Снижение площади - по метру каждый год. Уверенно идём к счастливым 19 метровым квартирам.
Самолет поделился очередной порцией мощной аналитики. Кто-то вообще на рынке кроме Самолета её делает? У кого-то есть что-то интересное, то присылайте будем смотреть, а пока слайды Самолета.
1. Консолидация рынка идёт офигенным темпом - за 5 лет больше 10%. Тут есть потенциал еще большего роста консолидации. 2. Рост иглы ипотечного одобрения за пять лет более 25%. Думаю тут пик доли ипотеки. 3. Снижение площади - по метру каждый год. Уверенно идём к счастливым 19 метровым квартирам.
Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. "For Telegram, accountability has always been a problem, which is why it was so popular even before the full-scale war with far-right extremists and terrorists from all over the world," she told AFP from her safe house outside the Ukrainian capital. Crude oil prices edged higher after tumbling on Thursday, when U.S. West Texas intermediate slid back below $110 per barrel after topping as much as $130 a barrel in recent sessions. Still, gas prices at the pump rose to fresh highs. Telegram has gained a reputation as the “secure” communications app in the post-Soviet states, but whenever you make choices about your digital security, it’s important to start by asking yourself, “What exactly am I securing? And who am I securing it from?” These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegram’s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications.
from ua