Хотя и находятся вблизи максимумов с момента начала мониторинга данных ЦБ РФ в 2009-м. В декабре 2024 был максимум в 22,3%, сейчас 21,5%. Но, думаю, спрос на депозиты у банков будет снижаться вместе со снижением спроса на кредиты, и нынешние уровни тоже скоро станут историей. Если в феврале ЦБ РФ оставит ставку без изменений, в чем почти нет сомнений, депозитные ставки уйдут ниже 21%.
Хотя и находятся вблизи максимумов с момента начала мониторинга данных ЦБ РФ в 2009-м. В декабре 2024 был максимум в 22,3%, сейчас 21,5%. Но, думаю, спрос на депозиты у банков будет снижаться вместе со снижением спроса на кредиты, и нынешние уровни тоже скоро станут историей. Если в феврале ЦБ РФ оставит ставку без изменений, в чем почти нет сомнений, депозитные ставки уйдут ниже 21%.
But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp. Telegram was co-founded by Pavel and Nikolai Durov, the brothers who had previously created VKontakte. VK is Russia’s equivalent of Facebook, a social network used for public and private messaging, audio and video sharing as well as online gaming. In January, SimpleWeb reported that VK was Russia’s fourth most-visited website, after Yandex, YouTube and Google’s Russian-language homepage. In 2016, Forbes’ Michael Solomon described Pavel Durov (pictured, below) as the “Mark Zuckerberg of Russia.” "Like the bombing of the maternity ward in Mariupol," he said, "Even before it hits the news, you see the videos on the Telegram channels." READ MORE
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