🏦📈Ключевая ставка впервые составляет 21%, а это значит, что время вкладчика в этом году достигает своего апогея, считает зампред правления ВТБ Горшков
ВТБ прогнозирует, что к концу года рынок сбережений прибавит 27% и увеличится до рекордных 56,3 трлн рублей. Банки, в том числе, и ВТБ, начали поднимать ставки по накопительным продуктам. Как уточнили в организации, максимальная ставка по депозиту находится на уровне 22% годовых.
🏦📈Ключевая ставка впервые составляет 21%, а это значит, что время вкладчика в этом году достигает своего апогея, считает зампред правления ВТБ Горшков
ВТБ прогнозирует, что к концу года рынок сбережений прибавит 27% и увеличится до рекордных 56,3 трлн рублей. Банки, в том числе, и ВТБ, начали поднимать ставки по накопительным продуктам. Как уточнили в организации, максимальная ставка по депозиту находится на уровне 22% годовых.
One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. On Telegram’s website, it says that Pavel Durov “supports Telegram financially and ideologically while Nikolai (Duvov)’s input is technological.” Currently, the Telegram team is based in Dubai, having moved around from Berlin, London and Singapore after departing Russia. Meanwhile, the company which owns Telegram is registered in the British Virgin Islands. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion. That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future. He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information.
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