По 23 млн россиян имеют кредит наличными или открытую кредитную карту. Эти два сегмента кредитования впервые сравнялись друг с другом, подсчитали в Банке России, используя данные Бюро кредитных историй.
Всего общее количество заемщиков в банках и микрофинансовых организациях на 1 полугодие 2023 года в России составляет 47 млн человек.
По 23 млн россиян имеют кредит наличными или открытую кредитную карту. Эти два сегмента кредитования впервые сравнялись друг с другом, подсчитали в Банке России, используя данные Бюро кредитных историй.
Всего общее количество заемщиков в банках и микрофинансовых организациях на 1 полугодие 2023 года в России составляет 47 млн человек.
Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. The regulator said it had received information that messages containing stock tips and other investment advice with respect to selected listed companies are being widely circulated through websites and social media platforms such as Telegram, Facebook, WhatsApp and Instagram. In addition, Telegram's architecture limits the ability to slow the spread of false information: the lack of a central public feed, and the fact that comments are easily disabled in channels, reduce the space for public pushback. "Someone posing as a Ukrainian citizen just joins the chat and starts spreading misinformation, or gathers data, like the location of shelters," Tsekhanovska said, noting how false messages have urged Ukrainians to turn off their phones at a specific time of night, citing cybersafety. Telegram users are able to send files of any type up to 2GB each and access them from any device, with no limit on cloud storage, which has made downloading files more popular on the platform.
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