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Первый взнос по ипотеке на однушку в городах-миллионниках достиг почти 80%, пишет РБК. Чтобы жителям Казани и Нижнего Новгорода купить в новостройке в кредит хотя бы однушку, придётся накопить более 77% её стоимости. Наименьший среди миллионников взнос в Красноярске, но и там потребуется больше 50%. Иначе при заоблачно высоких ставках, текущем уровне зарплат и цен на первичное жильё в ипотечном кредите банки откажут, отмечают эксперты. Средняя ипотечная ставка по рыночным программам на последние числа декабря — 29%. @bankrollo



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Первый взнос по ипотеке на однушку в городах-миллионниках достиг почти 80%, пишет РБК. Чтобы жителям Казани и Нижнего Новгорода купить в новостройке в кредит хотя бы однушку, придётся накопить более 77% её стоимости. Наименьший среди миллионников взнос в Красноярске, но и там потребуется больше 50%. Иначе при заоблачно высоких ставках, текущем уровне зарплат и цен на первичное жильё в ипотечном кредите банки откажут, отмечают эксперты. Средняя ипотечная ставка по рыночным программам на последние числа декабря — 29%. @bankrollo

BY Банки, деньги, два офшора




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The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform. In the United States, Telegram's lower public profile has helped it mostly avoid high level scrutiny from Congress, but it has not gone unnoticed. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. The Dow Jones Industrial Average fell 230 points, or 0.7%. Meanwhile, the S&P 500 and the Nasdaq Composite dropped 1.3% and 2.2%, respectively. All three indexes began the day with gains before selling off. The regulator said it has been undertaking several campaigns to educate the investors to be vigilant while taking investment decisions based on stock tips.
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