🚗🚙Объем автокредитования в этом году может вырасти на фоне роста стоимости автомобилей — такой прогноз дали аналитики рейтингового агентства НКР. Портфель автокредитов в банках может увеличиться на 17–18%, до 1,25 трлн руб. Увеличению выдач будут способствовать подорожание машин, снижение реальных располагаемых доходов населения за пандемию, а также маркетинговая активность автодилеров. Впрочем, к концу года темпы роста замедлятся, в том числе из-за сворачивания льготной госпрограммы автокредитования.
🚗🚙Объем автокредитования в этом году может вырасти на фоне роста стоимости автомобилей — такой прогноз дали аналитики рейтингового агентства НКР. Портфель автокредитов в банках может увеличиться на 17–18%, до 1,25 трлн руб. Увеличению выдач будут способствовать подорожание машин, снижение реальных располагаемых доходов населения за пандемию, а также маркетинговая активность автодилеров. Впрочем, к концу года темпы роста замедлятся, в том числе из-за сворачивания льготной госпрограммы автокредитования.
Messages are not fully encrypted by default. That means the company could, in theory, access the content of the messages, or be forced to hand over the data at the request of a government. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee. Telegram has become more interventionist over time, and has steadily increased its efforts to shut down these accounts. But this has also meant that the company has also engaged with lawmakers more generally, although it maintains that it doesn’t do so willingly. For instance, in September 2021, Telegram reportedly blocked a chat bot in support of (Putin critic) Alexei Navalny during Russia’s most recent parliamentary elections. Pavel Durov was quoted at the time saying that the company was obliged to follow a “legitimate” law of the land. He added that as Apple and Google both follow the law, to violate it would give both platforms a reason to boot the messenger from its stores. Recently, Durav wrote on his Telegram channel that users' right to privacy, in light of the war in Ukraine, is "sacred, now more than ever." In a statement, the regulator said the search and seizure operation was carried out against seven individuals and one corporate entity at multiple locations in Ahmedabad and Bhavnagar in Gujarat, Neemuch in Madhya Pradesh, Delhi, and Mumbai.
from vn
