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🤷‍♀️ Россияне стали реже возвращать долги по кредитам

Объем неплатежей в розничном банковском кредитовании (без ипотеки) с начала 2024 года вырос на 12%, или 128,6 млрд рублей. Динамика ускорилась в три раза по сравнению с 2023 годом. Сам портфель в 2024 году вырос на 14%, в 2023-м — на 16%.

Наибольший абсолютный прирост просроченной задолженности зафиксирован в Республике Дагестан — 53,3%. Также среди «лидеров» — Республика Башкортостан, Кемеровская область, Республика Татарстан, Новосибирская область.

Просроченная задолженность накапливается из-за высоких процентных ставок и ужесточения требований к платежеспособности заемщиков со стороны ЦБ, объяснили эксперты.
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🤷‍♀️ Россияне стали реже возвращать долги по кредитам

Объем неплатежей в розничном банковском кредитовании (без ипотеки) с начала 2024 года вырос на 12%, или 128,6 млрд рублей. Динамика ускорилась в три раза по сравнению с 2023 годом. Сам портфель в 2024 году вырос на 14%, в 2023-м — на 16%.

Наибольший абсолютный прирост просроченной задолженности зафиксирован в Республике Дагестан — 53,3%. Также среди «лидеров» — Республика Башкортостан, Кемеровская область, Республика Татарстан, Новосибирская область.

Просроченная задолженность накапливается из-за высоких процентных ставок и ужесточения требований к платежеспособности заемщиков со стороны ЦБ, объяснили эксперты.
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What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. DFR Lab sent the image through Microsoft Azure's Face Verification program and found that it was "highly unlikely" that the person in the second photo was the same as the first woman. The fact-checker Logically AI also found the claim to be false. The woman, Olena Kurilo, was also captured in a video after the airstrike and shown to have the injuries. Telegram was co-founded by Pavel and Nikolai Durov, the brothers who had previously created VKontakte. VK is Russia’s equivalent of Facebook, a social network used for public and private messaging, audio and video sharing as well as online gaming. In January, SimpleWeb reported that VK was Russia’s fourth most-visited website, after Yandex, YouTube and Google’s Russian-language homepage. In 2016, Forbes’ Michael Solomon described Pavel Durov (pictured, below) as the “Mark Zuckerberg of Russia.” The Security Service of Ukraine said in a tweet that it was able to effectively target Russian convoys near Kyiv because of messages sent to an official Telegram bot account called "STOP Russian War." "We're seeing really dramatic moves, and it's all really tied to Ukraine right now, and in a secondary way, in terms of interest rates," Octavio Marenzi, CEO of Opimas, told Yahoo Finance Live on Thursday. "This war in Ukraine is going to give the Fed the ammunition, the cover that it needs, to not raise interest rates too quickly. And I think Jay Powell is a very tepid sort of inflation fighter and he's not going to do as much as he needs to do to get that under control. And this seems like an excuse to kick the can further down the road still and not do too much too soon."
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