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Новости ипотечного рынка:

Банк «ВТБ» повысил минимальную ставку по ипотеке без господдержки до 14,1% для зарплатных клиентов банка с учетом комплексного страхования. Для заемщиков, которые готовы перевести зарплату на карту банка стоимость кредита составит от 14%.

«Сбер»
повысил минимальную ставку по базовым ипотечным программам до 14,2%. Минимальный первоначальный взнос сохранился на уровне 10,1% и 15,1% для программы «Вторичное жилье» и «Новостройки» соответственно.

Ранее стало известно, что члены комитета Госдумы по строительству и ЖКХ и направили в Минстрой законопроект, согласно которому получить ее станет возможным только только в пределах своего региона — там, где заемщик зарегистрирован постоянно или временно.



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Новости ипотечного рынка:

Банк «ВТБ» повысил минимальную ставку по ипотеке без господдержки до 14,1% для зарплатных клиентов банка с учетом комплексного страхования. Для заемщиков, которые готовы перевести зарплату на карту банка стоимость кредита составит от 14%.

«Сбер»
повысил минимальную ставку по базовым ипотечным программам до 14,2%. Минимальный первоначальный взнос сохранился на уровне 10,1% и 15,1% для программы «Вторичное жилье» и «Новостройки» соответственно.

Ранее стало известно, что члены комитета Госдумы по строительству и ЖКХ и направили в Минстрой законопроект, согласно которому получить ее станет возможным только только в пределах своего региона — там, где заемщик зарегистрирован постоянно или временно.

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Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. Telegram has gained a reputation as the “secure” communications app in the post-Soviet states, but whenever you make choices about your digital security, it’s important to start by asking yourself, “What exactly am I securing? And who am I securing it from?” These questions should inform your decisions about whether you are using the right tool or platform for your digital security needs. Telegram is certainly not the most secure messaging app on the market right now. Its security model requires users to place a great deal of trust in Telegram’s ability to protect user data. For some users, this may be good enough for now. For others, it may be wiser to move to a different platform for certain kinds of high-risk communications. This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. Russians and Ukrainians are both prolific users of Telegram. They rely on the app for channels that act as newsfeeds, group chats (both public and private), and one-to-one communication. Since the Russian invasion of Ukraine, Telegram has remained an important lifeline for both Russians and Ukrainians, as a way of staying aware of the latest news and keeping in touch with loved ones.
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