I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
I want to buy a term plan of Rs2 crore. If the policy is claimed by my family, will they get exactly Rs2 crore, or will some charges be deducted? If there are changes, should I increase the sum to Rs2 crore-plus so my family gets at least Rs2 crore?
—Anjan Wadhwa
Term insurance pays nominees the exact sum assured as specified in the policy. If your sum assured is Rs2 crore, your nominee will receive this amount. No charges are supposed to be deducted from this. You should ensure that premiums are duly paid during the term of the policy.
BY 💰 Wealth Management 💰
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Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation. "Markets were cheering this economic recovery and return to strong economic growth, but the cheers will turn to tears if the inflation outbreak pushes businesses and consumers to the brink of recession," he added. This provided opportunity to their linked entities to offload their shares at higher prices and make significant profits at the cost of unsuspecting retail investors. He adds: "Telegram has become my primary news source." In the past, it was noticed that through bulk SMSes, investors were induced to invest in or purchase the stocks of certain listed companies.
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