Заметно поддержала рынок льготная государственная программа ипотеки под 6,5%, однако доля выдачи таких кредитов в конце года сократилась до 20%.
Объем просроченных ипотечных кредитов остается незначительным, однако регулятор обеспокоен ростом выдачи ипотеки с низким первоначальным взносом, в том числе на первичном рынке, и связанными с этим рисками.
Заметно поддержала рынок льготная государственная программа ипотеки под 6,5%, однако доля выдачи таких кредитов в конце года сократилась до 20%.
Объем просроченных ипотечных кредитов остается незначительным, однако регулятор обеспокоен ростом выдачи ипотеки с низким первоначальным взносом, в том числе на первичном рынке, и связанными с этим рисками.
The next bit isn’t clear, but Durov reportedly claimed that his resignation, dated March 21st, was an April Fools’ prank. TechCrunch implies that it was a matter of principle, but it’s hard to be clear on the wheres, whos and whys. Similarly, on April 17th, the Moscow Times quoted Durov as saying that he quit the company after being pressured to reveal account details about Ukrainians protesting the then-president Viktor Yanukovych. In February 2014, the Ukrainian people ousted pro-Russian president Viktor Yanukovych, prompting Russia to invade and annex the Crimean peninsula. By the start of April, Pavel Durov had given his notice, with TechCrunch saying at the time that the CEO had resisted pressure to suppress pages criticizing the Russian government. Given the pro-privacy stance of the platform, it’s taken as a given that it’ll be used for a number of reasons, not all of them good. And Telegram has been attached to a fair few scandals related to terrorism, sexual exploitation and crime. Back in 2015, Vox described Telegram as “ISIS’ app of choice,” saying that the platform’s real use is the ability to use channels to distribute material to large groups at once. Telegram has acted to remove public channels affiliated with terrorism, but Pavel Durov reiterated that he had no business snooping on private conversations. This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. The Security Service of Ukraine said in a tweet that it was able to effectively target Russian convoys near Kyiv because of messages sent to an official Telegram bot account called "STOP Russian War."
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