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❕Банк России повысил требования к кредитованию заемщиков с высокой долговой нагрузкой
Регулятор обеспокоен ростом задолженности среди населения. В июле он составил 2% — самый высокий уровень за последний год. Это происходит на фоне рекордных показателей кредитования и оживления потребительского спроса. Поэтому ЦБ в очередной раз ужесточил макропруденциальные требования.
❕Банк России повысил требования к кредитованию заемщиков с высокой долговой нагрузкой
Регулятор обеспокоен ростом задолженности среди населения. В июле он составил 2% — самый высокий уровень за последний год. Это происходит на фоне рекордных показателей кредитования и оживления потребительского спроса. Поэтому ЦБ в очередной раз ужесточил макропруденциальные требования.
BY Суверенная экономика
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One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. Since January 2022, the SC has received a total of 47 complaints and enquiries on illegal investment schemes promoted through Telegram. These fraudulent schemes offer non-existent investment opportunities, promising very attractive and risk-free returns within a short span of time. They commonly offer unrealistic returns of as high as 1,000% within 24 hours or even within a few hours. For tech stocks, “the main thing is yields,” Essaye said. What distinguishes the app from competitors is its use of what's known as channels: Public or private feeds of photos and videos that can be set up by one person or an organization. The channels have become popular with on-the-ground journalists, aid workers and Ukrainian President Volodymyr Zelenskyy, who broadcasts on a Telegram channel. The channels can be followed by an unlimited number of people. Unlike Facebook, Twitter and other popular social networks, there is no advertising on Telegram and the flow of information is not driven by an algorithm. Recently, Durav wrote on his Telegram channel that users' right to privacy, in light of the war in Ukraine, is "sacred, now more than ever."
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