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😳 Ставки по ипотеке в России могут взлететь до 36% в следующем году, прогнозирует эксперт.
Причины — рост ключевой ставки ЦБ до 25%, обвал рубля и растущая инфляция.

При таких условиях покупка квартиры станет недоступной, а выдача ипотеки рухнет в несколько раз. Чтобы вернуть спрос, ЦБ придётся снизить ставку до 15%, считает эксперт



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😳 Ставки по ипотеке в России могут взлететь до 36% в следующем году, прогнозирует эксперт.
Причины — рост ключевой ставки ЦБ до 25%, обвал рубля и растущая инфляция.

При таких условиях покупка квартиры станет недоступной, а выдача ипотеки рухнет в несколько раз. Чтобы вернуть спрос, ЦБ придётся снизить ставку до 15%, считает эксперт

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Pavel Durov, Telegram's CEO, is known as "the Russian Mark Zuckerberg," for co-founding VKontakte, which is Russian for "in touch," a Facebook imitator that became the country's most popular social networking site. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. Groups are also not fully encrypted, end-to-end. This includes private groups. Private groups cannot be seen by other Telegram users, but Telegram itself can see the groups and all of the communications that you have in them. All of the same risks and warnings about channels can be applied to groups. The Securities and Exchange Board of India (Sebi) had carried out a similar exercise in 2017 in a matter related to circulation of messages through WhatsApp. This provided opportunity to their linked entities to offload their shares at higher prices and make significant profits at the cost of unsuspecting retail investors.
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