Резкий рост ипотечного портфеля и цен на недвижимость может привести к образованию пузыря, предупредили в Счетной палате.
«Ипотечный рынок требует пристального внимания со стороны регулятора, так как резкий рост ипотечного портфеля и рост цен на недвижимость может сформировать финансовый «пузырь», который может серьезно ударить по стабильности финансового сектора и доходам населения», — говорится в заключении ведомства.
В СП напомнили, что по итогам пошлого года ипотечный портфель вырос на 21%, превысив результат 2019 года, и на 1 января 2021 года составил 9,5 трлн. руб.
Резкий рост ипотечного портфеля и цен на недвижимость может привести к образованию пузыря, предупредили в Счетной палате.
«Ипотечный рынок требует пристального внимания со стороны регулятора, так как резкий рост ипотечного портфеля и рост цен на недвижимость может сформировать финансовый «пузырь», который может серьезно ударить по стабильности финансового сектора и доходам населения», — говорится в заключении ведомства.
В СП напомнили, что по итогам пошлого года ипотечный портфель вырос на 21%, превысив результат 2019 года, и на 1 января 2021 года составил 9,5 трлн. руб.
This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform. Telegram does offer end-to-end encrypted communications through Secret Chats, but this is not the default setting. Standard conversations use the MTProto method, enabling server-client encryption but with them stored on the server for ease-of-access. This makes using Telegram across multiple devices simple, but also means that the regular Telegram chats you’re having with folks are not as secure as you may believe. Emerson Brooking, a disinformation expert at the Atlantic Council's Digital Forensic Research Lab, said: "Back in the Wild West period of content moderation, like 2014 or 2015, maybe they could have gotten away with it, but it stands in marked contrast with how other companies run themselves today." The channel appears to be part of the broader information war that has developed following Russia's invasion of Ukraine. The Kremlin has paid Russian TikTok influencers to push propaganda, according to a Vice News investigation, while ProPublica found that fake Russian fact check videos had been viewed over a million times on Telegram.
from ms
